Small Business Loans
Quicker, more convenient small business loans
Do you need a loan for your business? Spectrum Funding Group offers small business loans, and we make the entire process a snap. You can apply for a small business loan from your computer or mobile device. We keep our application straightforward so you can complete it quickly.
We will review your application promptly and provide you with a decision right away. If your application is approved and you decide to move forward, one of our helpful account executives will contact you to discuss your options and thoroughly answer any questions you have. Your funds will be on the way shortly and you can get on with what you do best, running your business!
We Care For People
It’s more than a name.
It’s a promise.
Small business owners, equipment vendors and franchise owners nationwide look to Spectrum Funding Group for growth and expansion capital.
Our commitment to fast, dependable funding while providing great service is the reason that a large percentage of our business comes from repeat and referrals. We build lending relationships that last.
Business loans in 3 easy steps.
Let Spectrum Funding Group help you grow your business today with customized financing.
What We Look For
Among our minimum lending requirements
Fast small business loans, made easy.
Spectrum Funding Group understands that business owners often need quick funding for things like inventory, payroll, supplies, expansion, or time-sensitive business opportunities and more. If you are in a cash crunch and cannot afford to wait, we are here to help. We are known for our ability to provide fast business loans.
Our minimum requirements are one year in business, $200,000 or more in annual revenue, and a FICO credit score of 600 or higher. We will also look at other factors when evaluating your loan application.
Payments are designed to work with your budget.
We offer daily, weekly and monthly repayment plans. This provides more flexibility and allows you to have more control over your working capital throughout the financing term.
As you approach the end of your term, we offer a simple renewal process so you can always access the financing your business needs to drive results and achieve success.
Your loan. Your way.
This is just a partial list of loan options that Spectrum Funding Group offers.
You’re approved!
Once approved, funds will be transferred directly to your business account, often in as little as 24 hours. Although you may qualify for up to $250,000, you are not required to take the entire approved amount. Use only what you need.
Unused funds are available for 90 days; it is a simple process if you want access to more funds. Just reach out to your dedicated account executive and they will get you the funding you need.
Fast and easy renewals
If you have a new opportunity to take advantage of, it is easy to renew your financing and get access to your cash quickly. We have a dedicated team ready to assist you with all your financing needs. Our representatives take the time to listen to your needs and provide guidance. We form strong relationships with our customers so we can truly help your business succeed.