Emergency Business Loans

Emergency business loans to keep your company running when you need it.

Natural disasters such as earthquakes, tornadoes, and hurricanes, and global pandemics such as the coronavirus, MERS, and SARS, can occur without warning. Natural disasters and pandemics can put lives at risk, disrupt the U.S. economy, and leave small business owners wondering how they will stay afloat. If your company needs fast access to cash during times like these, Spectrum Funding Group can help. We offer emergency business loans with competitive rates that can help you conduct normal business operations.

You can use your loan to stabilize cash flow, purchase inventory, pay employees, or cover the cost of damages related to a national disaster or a pandemic. Simply put, an emergency loan from Spectrum Funding Group can be used for just about every daily business need.

  • Loans from $5,000 to $250,000

  • Same day funding available

  • Easy and quick online application

  • Flexible terms to match your situation

  • Competitive rates

Get a Free Loan Quote

Easy process. No obligation.

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    We Care For People

    It’s more than a name.
    It’s a promise.

    Small business owners, equipment vendors and franchise owners nationwide look to Spectrum Funding Group for growth and expansion capital.

    Our commitment to fast, dependable funding while providing great service is the reason that a large percentage of our business comes from repeat and referrals. We build lending relationships that last.

    Emergency business loans in 3 easy steps.

    Let Spectrum Funding Group help you grow your business today with customized financing.

    What We Look For

    Among our minimum lending requirements

    Minimum of one year in business

    $200,000+ in annual revenue

    FICO score of 600
    or more

    Fast small business loans, made easy.

    Spectrum Funding Group understands that business owners often need quick funding for things like inventory, payroll, supplies, expansion, or time-sensitive business opportunities and more. If you are in a cash crunch and cannot afford to wait, we are here to help. We are known for our ability to provide fast business loans.

    Our minimum requirements are one year in business, $200,000 or more in annual revenue, and a FICO credit score of 600 or higher. We will also look at other factors when evaluating your loan application.

    Payments are designed to work with your budget.

    We offer daily, weekly and monthly repayment plans. This provides more flexibility and allows you to have more control over your working capital throughout the financing term.

    As you approach the end of your term, we offer a simple renewal process so you can always access the financing your business needs to drive results and achieve success.

    Your loan. Your way.

    This is just a partial list of loan options that Spectrum Funding Group offers.

    Working Capital Loans
    Emergency Business Loans
    Small Business Loans for Women
    Unsecured Business Loans
    Business Inventory Loans
    Small Business Loans for Veterans
    Short-term Business Loans
    Bad Credit Business Loans
    Business Payroll Loans

    You’re approved!

    Once approved, funds will be transferred directly to your business account, often in as little as 24 hours. Although you may qualify for up to $250,000, you are not required to take the entire approved amount. Use only what you need.

    Unused funds are available for 90 days; it is a simple process if you want access to more funds. Just reach out to your dedicated account executive and they will get you the funding you need.

    Fast and easy renewals

    If you have a new opportunity to take advantage of, it is easy to renew your financing and get access to your cash quickly. We have a dedicated team ready to assist you with all your financing needs. Our representatives take the time to listen to your needs and provide guidance. We form strong relationships with our customers so we can truly help your business succeed.